① 我收到分期金融的簡訊，這是什麼情況
說明你的個人信息已經泄露出去了，所以才會收到此類網貸產品的騷擾信息。
因為現在是互聯網時代，我們經常會在網上掃碼，有些人也會在網上輸入自己的驗證信息。這些行為都會導致一個人的個人信息泄露，如果你在網上泄露了你的關鍵信息，不僅你的生活會受到影響，你甚至會有可能遭受財產損失的風險。也正是因為這個原因，我們在日常生活中一定要學會保護自己的個人隱私。
一、分期金融是一款網貸產品。
我在網上查了一下分析金融的基本信息，這是一款沒有正規資質的網貸產品。如果你之前從來沒有申請過相關網貸產品，你的個人信息已經被泄露出去了，分期金融的簡訊只不過是在引誘你申請網貸。如果你之前曾經申請過這款網貸產品，你需要及時收手，不要陷入以貸養貸的惡性循環當中。
總的來說，你最需要做的事情是保護你的個人隱私，不要輕易泄露你的個人信息。
② 分期償還貸款具體意義是什麼
分期償還貸款（Loan Amortization）指借款人按貸款協議規定在還款期內分次償還貸款，還款期結束，貸款全部還清。
這種貸款適合於借款金額大、借款期限長的貸款項目。按貸款的償還方式，貸款可分為一次性還清貸款和分期償還貸款。
③ 金融分期是個什麼意思
如所指聯通金融購機合約，是由第三方合作持牌金融機構（招聯、花唄）提供，聯通客戶憑個人信用額度，零首付或補差價購買手機。客戶辦理冰激凌或全家福套餐，簽約在網並正常交納話費，即可通過沃支付賬戶獲贈專用電子券，自動償還分期款（含手續費）。
④ 急!請英語高手幫忙翻譯一下以下這段話 上課時要用 希望專業一些的翻譯 不要用翻譯軟體
Times of crisis also known as the subprime mortgage loan crisis, which refers to a place in the United States, as a result of subprime lending institutions go bankrupt investment funds have been forced to close, the stock market turbulence caused by the violent storm. It resulted in major financial markets around looming lack of liquidity crisis. U.S. "sub-loan crisis" from the spring of 2006 to begin the show. August 2007 swept across the United States, the European Union and Japan, the world's major financial markets. The United States subprime mortgage market turmoil in the United States is the direct cause of the rise in interest rates and housing market continued to cool. Subprime mortgage lending refers to the number of bodies credibility to the extent of poor and low income borrowers of loans.
In the United States, the loan is a very common phenomenon, from house to the car, from credit card to the phone bill, credit everywhere. Few people buy the whole paragraph, the loans are usually for a long time. But we also know where unemployment and re-employment is a very common phenomenon. These income is not stable or even no income, how they buy it? Because the credit rating are not up to standard, they are defined as sub-credit loans, referred to as sub-borrowers.
Because of high prices before, that despite the bank to provide loans to the sub-credit loans, if the borrower can not repay the loan, it can be used also to the housing mortgage, sale or auction after the recovery of bank loans. However, e to lower prices of a sudden, are unable to repay loans, the Housing Bank to sell, but the funds can not be found to make up for that time of the loan + interest, and even can not make up for the loan itself, so that the bank will loan the losses incurred .
One of the two lenders in such a good, but because of rising interest rates, the installments, together with the loans themselves are sub-credit borrowers, thus leading to a large number of those who can not repay the loan. As mentioned above, the Housing Bank to recover, but can not sell at high prices, large losses, led to the debt crisis meeting.
Loan-to-time crisis:
First of all, the impact is one of the many high-income buyers. Due to inability to repay loans, they will face a housing bank was recovered a difficult situation.
Second, there will be more in the future of the subprime mortgage lending institutions because of Shoubu Hui suffered severe damage and even forced to file for bankruptcy protection.
Finally, the United States and Europe as a result of a number of investment funds by buying a large number of subprime mortgage securities derived from investment procts, they will also be badly hit.
哎呀~~累死了！！！
⑤ 急救：金融英語翻譯
期限工商業貸款 定期放款被設計資助長和媒介期限商業投資、設備這樣的asthe 購買或物理設施的建築, 長期包括期間比一year.Usually borrowing 企業申請總金額貸款根據它提出的項目的預算的費用和然後承諾回報貸款在一系列installments(often 付款被做每處所甚至monthly).Thus, 定期放款看對商號的未來收入流程折舊並且退休就職付款credit.The 日程表通常被構造以現金流入的borrower's 正常周期並且流出牢固在mind.For 例子, 那裡可以be"blind spots"built 入償還債務表, 那麼那裡將是n the budgeted cost of its proposed project and then pledges to repay the loan in a series of installments(often payments are made every quarter or even monthly).Thus, term loans look to the flow of future earnings of the business firm to amortize and retire the credit.The schele of installment payments is usually structured with the borrower's normal cycle of cash inflows and outflows firmly in mind.For example, there may be"blind spots"built into the repayment schele, so there will be no installment payments e at those times of the 年當顧客是cash.These 付款短小必須以後被彌補, 然而, 當現金是更加豐富的, 一些定期放款協議不要求貸款本金的償還直到貸款的結尾期間為例子, ina "bullet 興趣階段性地loan"only 被支付, 以充分的校長適當當貸款成熟。 定期放款由固定的assts(e.g. 植物或設備比在短期工商業貸款, 由於對銀行形式的更加巨大的風險暴露這樣的loans.Certainly 預設的可能性或其它有害變化在borrower's 位置上偉大的在長期貸款中獲得) 由借戶擁有, 通常也許運載或固定的orfloating 的興趣rate.That 率通常高級
⑥ 你按每年12%的利率（每月1%）獲得一筆1000美元1年期分期償還貸款，這筆貸款使用12次等額月供償還，月供是
利用拆分法計算 答案88.488美元
⑦ 分期償還貸款怎麼計算
計算是有公式的，比較復雜，非專業人士沒有必要搞清楚了。原理可以告訴你，你採取的是等額本息還款法，第一個月120000元的利息是120000×5.049%÷12=504.9元，那麼952.02-504.9=447.12元還本金；第二個月的利息為（120000-447.12）×5.049%÷12=503.02元，還本金952.02-503.02=449元；以此類推。銀行要通過公式算出一個每月一樣的還款額為952.02元，滿足每月變化的利息和本金。
⑧ 國際金融管理--英語翻譯+解答
拖拉機到印度
俄羅斯公司談判•推土設備的出口(拖拉機)到築路工程在印度。這是一個很有意思的合約——2400萬美元——三年交貨的拖拉機。同行/買家是印度人地方政府——一個類別並不特別聞名的好管理或有序的財政狀況。
•買方想兩期分期付款償還每半年後立即開始交付的車輛。進口商也需要檢修的一共600萬美元合同前兩年之後的每一個交貨支付從第一semi-annually交貨。
集團的使命:結構可能支付和結算的方法、擔保、等一個很站得住腳的處理都接受賣方和買方風險。
⑨ 中國銀行的大額貸款分期是什麼意思
申請信用卡專項分期額度請您咨詢當地中國銀行網點。
以上內容供您參考，最新業務變動請以中行官網公布為准。
如有疑問，歡迎咨詢中國銀行在線客服或下載使用中國銀行手機銀行APP咨詢、辦理相關業務。