① 我收到分期金融的短信，这是什么情况
说明你的个人信息已经泄露出去了，所以才会收到此类网贷产品的骚扰信息。
因为现在是互联网时代，我们经常会在网上扫码，有些人也会在网上输入自己的验证信息。这些行为都会导致一个人的个人信息泄露，如果你在网上泄露了你的关键信息，不仅你的生活会受到影响，你甚至会有可能遭受财产损失的风险。也正是因为这个原因，我们在日常生活中一定要学会保护自己的个人隐私。
一、分期金融是一款网贷产品。
我在网上查了一下分析金融的基本信息，这是一款没有正规资质的网贷产品。如果你之前从来没有申请过相关网贷产品，你的个人信息已经被泄露出去了，分期金融的短信只不过是在引诱你申请网贷。如果你之前曾经申请过这款网贷产品，你需要及时收手，不要陷入以贷养贷的恶性循环当中。
总的来说，你最需要做的事情是保护你的个人隐私，不要轻易泄露你的个人信息。
② 分期偿还贷款具体意义是什么
分期偿还贷款（Loan Amortization）指借款人按贷款协议规定在还款期内分次偿还贷款，还款期结束，贷款全部还清。
这种贷款适合于借款金额大、借款期限长的贷款项目。按贷款的偿还方式，贷款可分为一次性还清贷款和分期偿还贷款。
③ 金融分期是个什么意思
如所指联通金融购机合约，是由第三方合作持牌金融机构（招联、花呗）提供，联通客户凭个人信用额度，零首付或补差价购买手机。客户办理冰激凌或全家福套餐，签约在网并正常交纳话费，即可通过沃支付账户获赠专用电子券，自动偿还分期款（含手续费）。
④ 急!请英语高手帮忙翻译一下以下这段话 上课时要用 希望专业一些的翻译 不要用翻译软件
Times of crisis also known as the subprime mortgage loan crisis, which refers to a place in the United States, as a result of subprime lending institutions go bankrupt investment funds have been forced to close, the stock market turbulence caused by the violent storm. It resulted in major financial markets around looming lack of liquidity crisis. U.S. "sub-loan crisis" from the spring of 2006 to begin the show. August 2007 swept across the United States, the European Union and Japan, the world's major financial markets. The United States subprime mortgage market turmoil in the United States is the direct cause of the rise in interest rates and housing market continued to cool. Subprime mortgage lending refers to the number of bodies credibility to the extent of poor and low income borrowers of loans.
In the United States, the loan is a very common phenomenon, from house to the car, from credit card to the phone bill, credit everywhere. Few people buy the whole paragraph, the loans are usually for a long time. But we also know where unemployment and re-employment is a very common phenomenon. These income is not stable or even no income, how they buy it? Because the credit rating are not up to standard, they are defined as sub-credit loans, referred to as sub-borrowers.
Because of high prices before, that despite the bank to provide loans to the sub-credit loans, if the borrower can not repay the loan, it can be used also to the housing mortgage, sale or auction after the recovery of bank loans. However, e to lower prices of a sudden, are unable to repay loans, the Housing Bank to sell, but the funds can not be found to make up for that time of the loan + interest, and even can not make up for the loan itself, so that the bank will loan the losses incurred .
One of the two lenders in such a good, but because of rising interest rates, the installments, together with the loans themselves are sub-credit borrowers, thus leading to a large number of those who can not repay the loan. As mentioned above, the Housing Bank to recover, but can not sell at high prices, large losses, led to the debt crisis meeting.
Loan-to-time crisis:
First of all, the impact is one of the many high-income buyers. Due to inability to repay loans, they will face a housing bank was recovered a difficult situation.
Second, there will be more in the future of the subprime mortgage lending institutions because of Shoubu Hui suffered severe damage and even forced to file for bankruptcy protection.
Finally, the United States and Europe as a result of a number of investment funds by buying a large number of subprime mortgage securities derived from investment procts, they will also be badly hit.
哎呀~~累死了！！！
⑤ 急救：金融英语翻译
期限工商业贷款 定期放款被设计资助长和媒介期限商业投资、设备这样的asthe 购买或物理设施的建筑, 长期包括期间比一year.Usually borrowing 企业申请总金额贷款根据它提出的项目的预算的费用和然后承诺回报贷款在一系列installments(often 付款被做每处所甚至monthly).Thus, 定期放款看对商号的未来收入流程折旧并且退休就职付款credit.The 日程表通常被构造以现金流入的borrower's 正常周期并且流出牢固在mind.For 例子, 那里可以be"blind spots"built 入偿还债务表, 那么那里将是n the budgeted cost of its proposed project and then pledges to repay the loan in a series of installments(often payments are made every quarter or even monthly).Thus, term loans look to the flow of future earnings of the business firm to amortize and retire the credit.The schele of installment payments is usually structured with the borrower's normal cycle of cash inflows and outflows firmly in mind.For example, there may be"blind spots"built into the repayment schele, so there will be no installment payments e at those times of the 年当顾客是cash.These 付款短小必须以后被弥补, 然而, 当现金是更加丰富的, 一些定期放款协议不要求贷款本金的偿还直到贷款的结尾期间为例子, ina "bullet 兴趣阶段性地loan"only 被支付, 以充分的校长适当当贷款成熟。 定期放款由固定的assts(e.g. 植物或设备比在短期工商业贷款, 由于对银行形式的更加巨大的风险暴露这样的loans.Certainly 缺省的可能性或其它有害变化在borrower's 位置上伟大的在长期贷款中获得) 由借户拥有, 通常也许运载或固定的orfloating 的兴趣rate.That 率通常高级
⑥ 你按每年12%的利率（每月1%）获得一笔1000美元1年期分期偿还贷款，这笔贷款使用12次等额月供偿还，月供是
利用拆分法计算 答案88.488美元
⑦ 分期偿还贷款怎么计算
计算是有公式的，比较复杂，非专业人士没有必要搞清楚了。原理可以告诉你，你采取的是等额本息还款法，第一个月120000元的利息是120000×5.049%÷12=504.9元，那么952.02-504.9=447.12元还本金；第二个月的利息为（120000-447.12）×5.049%÷12=503.02元，还本金952.02-503.02=449元；以此类推。银行要通过公式算出一个每月一样的还款额为952.02元，满足每月变化的利息和本金。
⑧ 国际金融管理--英语翻译+解答
拖拉机到印度
俄罗斯公司谈判•推土设备的出口(拖拉机)到筑路工程在印度。这是一个很有意思的合约——2400万美元——三年交货的拖拉机。同行/买家是印度人地方政府——一个类别并不特别闻名的好管理或有序的财政状况。
•买方想两期分期付款偿还每半年后立即开始交付的车辆。进口商也需要检修的一共600万美元合同前两年之后的每一个交货支付从第一semi-annually交货。
集团的使命:结构可能支付和结算的方法、担保、等一个很站得住脚的处理都接受卖方和买方风险。
⑨ 中国银行的大额贷款分期是什么意思
申请信用卡专项分期额度请您咨询当地中国银行网点。
以上内容供您参考，最新业务变动请以中行官网公布为准。
如有疑问，欢迎咨询中国银行在线客服或下载使用中国银行手机银行APP咨询、办理相关业务。